Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

Discover what the preferred dividend coverage ratio is, learn how to calculate it, and understand its importance in assessing ...

A common formula for calculating how much life insurance someone needs is to multiply their annual income by 7 to 10 times. This number can give the policyholder a target amount for the life insurance ...

A first year Ph.D. student at University of Wisconsin School of Business, received the Best Paper Award from the Journal of Insurance Issues and for his creation of an index-based insurance formula to ...

Life insurance can ensure beneficiaries get the financial support they need to replace the policyholder’s income and cover expenses after they’re gone. However, those considering getting a life ...