This complex product has potential upsides but also risks.

(StatePoint) Life is full of changes, transitions, growth—and sometimes disruptions. September is Life Insurance Awareness Month, making it the perfect time to consider a universal life insurance ...

According to LIMRA, indexed universal life insurance policy premiums increased 23% in 2014. But financial experts warn this product, which was first introduced in 1997, is not for everyone. Robert ...

No one likes to think about the day when they or their loved ones will die, but it’s an important part of your finances. Life insurance can help to ease any concerns about what will happen financially ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

Indexed universal life insurance (IUL) is a type of permanent life insurance designed for people who want lifelong coverage, adjustable premium payments and the ability to choose how their policy’s ...

Foresters Financial announced that the non-guaranteed crediting rate on its SMART Universal Life Insurance [1] will increase from 4.50 percent to 4.75 percent across new and many in-force certificates ...

Pacific Life announced today that it has added a new flexible premium universal life (UL) insurance product to its lineup. Pacific Venture UL 2 1 provides a robust set of choices and replaces the ...

If you’re like most people, you don’t have enough life insurance coverage to protect your loved ones. In fact, LIMRA reported that 102 million Americans are uninsured or underinsured. Among the most ...