Many mortgage lenders are cutting tracker and variable rates for existing customers as the dust settles on the Bank of ...

The interest rate on fixed-rate HELOCs stays the same, as opposed to fluctuating as it does with traditional HELOCs. Some lenders will let you convert part of a traditional variable-rate HELOC balance ...

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.

Canadian mortgage borrowers heading into 2026 are facing a far more stable interest-rate environment than in recent years, ...

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

The Canada five-year bond yield, which is one of the most important factors that lenders use to determine their long-term ...

Canada’s mortgage market is moving day by day as lenders adjust pricing to market signals and central bank policy. A daily ...

For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...

Fourth cut this year is good news for homebuyers and those due to remortgage, but returns on easy-access savings accounts could drop ...

Mortgage brokers may offer rates that are lower than a bank's posted or discounted rates. Browse the table below and click the 'Explore Quote' button to start a conversation with a mortgage broker, if ...