Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

In everyday life, we often use the terms credit score and credit report interchangeably to describe the evaluation issued by a credit bureau regarding our creditworthiness. While both serve as tools ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.