Many car insurance providers do not allow you to freely spend your claim check any way you want — as nice as that would be. After you’ve filed a claim, you will generally be obligated to direct the ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Car insurance helps pay for vehicle damages, injuries and other costs. While the U.S. federal government sets broad rules, each state creates its own laws and requirements for car insurance. So, it’s ...