In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are ...

It’s not easy to grow your savings. If you’re like most Americans, earning the highest interest rate on your deposit accounts would be very helpful this year. But in Bankrate’s recent Emergency ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

For savers looking to maximize their balances with a certificate of deposit (CD) today, one of the first steps is picking the term length that's best for their goals. Because CDs charge penalties for ...

Income streams that don't require regular active involvement are typically dubbed "passive income." CDs (certificates of deposit) are an excellent example of passive income since you don't need to ...

With federal interest rates hitting a plateau (at least for now), long-term CDs are taking on a new appeal for many savers. As rate hikes slow and the amount that banks offer on certificates of ...

Use our free CD calculator to see how much you can earn with the best certificate of deposit (CD) rates. This can help you select the best option for your long-term financial needs. What is a CD ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...