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We Will Make $360k Combined This Year. Can We Use a Backdoor Roth Strategy to Reduce Our Taxes?

A backdoor Roth can sometimes be a good idea. The government puts income limits on who can contribute to a Roth IRA portfolio. In 2025, these limits are set at $165,000 for single filers, and $246,000 ...

A wealth adviser explains: 4 times I'd give the green light for a Roth conversion (and 4 times I'd say it's a no-go)

Roth conversions should never be done on a whim — they're a product of careful timing and long-term tax considerations. So how can you tell whether to go ahead?